Welcome to United Benefit Fund
We are here to help!
The United Benefit Fund uses employer contributions to provide you with medical,
dental and vision benefits.
Our schedule of benefits has been established by the Trustees, on the advice of
the Fund’s professional consultants, to make the best use of the Fund’s available
assets. The benefits will cover a significant part of your medical expenses; however,
they may not cover your entire medical bills. Before having any medical treatment
performed, you should first discuss the charges with your doctor so that you will
know exactly what portion of the bill you will be responsible for after the Fund
and/or other insurance reimbursements. We encourage you to contact the Fund Office
prior to agreeing to out-of-pocket charges. The coverage schedules are structured
to meet the most common needs of all participants and to take into account conditions
prevalent at this time. You should read this booklet and share it with your family
since many of the benefits apply to them as well.
11/1/2013—ACA Updates: the new ACA-compliant plans are now available for review: View Plans
Creditable Coverage Disclosure
Notice 2012: The United Benefit Fund has determined that the prescription
drug coverage offered by the United Benefit Fund is Creditable Coverage,
and you can keep this coverage and not pay a higher premium (a penalty) if you later
decide to join a Medicare drug plan. Please download this PDF
detailing prescription drug benefit options.